This policy covers Consumer Credit Debt Counseling Service's
corporate web sites. Some of our subsidiaries or programs have
their own, possibly different, policies.
Consumer Credit Debt Counseling Services encourages you to
read this privacy policy and those of all web sites you visit.
Below is a summary of Consumer Credit Debt Counseling Service's
online privacy policy.
Types and uses of personal information.
Your personal information is used in the following ways:
User IDs and Passwords:
Provides you with access to your profile areas and to protected
content.
Account Information:
These tell us more about who you are, how to contact you, and
your shipping and billing information. Also contains any preferences
you have provided, such as language, email format and interests.
Customer Feedback and Support:
Provides a mechanism for requesting information from Consumer Credit Debt Counseling Services. Also used to tell us how we can
improve our products, services and site designs.
Email Correspondence:
Used to raise and respond to issues and inquiries of all types.
Also used to distribute information about Consumer Credit Debt Counseling Services, our products, and services.
Security measures:
We protect the personal information you share with us. For example,
if you make an online purchase with us, we encrypt your credit
card number. Access to your personal information is limited
to people who need it to do their job.
Authorized third party agents may also need access to some
of your personal information. For example, if we need to ship
something to you, we must share your name and address with a
shipping company. We only provide third party agents with the
minimum amount of information needed to complete the requested
service or transaction. We do not otherwise share your personal
information with third parties, unless you have granted us permission
to do so.
Data Retention:
Consumer Credit Debt Counseling Services will not retain your personal
information longer than is necessary for the purposes for which
it was collected.
Linked web sites:
We provide links to third party sites. Since we do not control
these Web sites, we encourage you to review the privacy policies
posted on these (and all) third party sites.
Children's privacy:
We do not knowingly collect personal information from children
under the age of 13. If we learn that we have personal information
on a child under the age of 13, we will delete that information
from our systems. Consumer Credit Debt Counseling Services encourages
parents to go online with their kids. Here are a few tips to
help make a child's online experience safer:
Teach kids never to give personal information, unless supervised
by a parent or responsible adult. Includes name, address, phone,
school, etc.
Know the sites your kids are visiting and which sites are appropriate.
Look for Web site privacy policies. Know how your child's information
is treated.
Check out the FTC's site for more tips on protecting children's
privacy online.
Cookies:
Most Consumer Credit Debt Counseling Services Web sites use cookies.
Cookies help us provide a better user experience by measuring
which Web site areas are of greatest interest. Consumer Credit Debt Counseling Services also uses cookies when you register for
one of our Web programs. In this situation, a cookie will store
useful information that enables our Web site to remember you
when you return. Consumer Credit Debt Counseling Services can only
read cookies from Consumer Credit Debt Counseling Services Web sites.
If you choose to disable cookies in your browser, you can still
access most of our Web sites. Some Web sites will not allow
you to complete certain activities if cookies are disabled.
We may display advertisements from third parties. Third party
ad-serving companies control which ads are shown. These ad-serving
companies may use cookies to collect non-personally identifiable
information from you. Advertisers use this information to target
the ads and measure their impact.
Accessing and updating information.
We need your help in making sure your personal information is
correct in our systems. Please notify us of changes to your
name, address, title, phone number or email address. Most of
our sites allow you to make these updates yourself via the program's
member profile pages.
Unsubscribing:
Each email newsletter has instructions on how to unsubscribe.
Newsgroups / Forums:
Consumer Credit Debt Counseling Services forums are public. Please
consider this before posting.
Policy updates:
All updates to this policy will be posted here. Last update:
March 01, 2001
